Spread the cost with flexible finance

At Audio T (UK), we understand that many customers may prefer the option of paying with finance. That’s why we’re proud to be partnered with established credit broker Ideal4Finance, enabling you to spread the cost of your purchase with manageable monthly payments.

The following finance options are available, subject to the lender’s assessment:

• 0% APR over 6, 12 or 24 months

• Fixed finance at 4.9% APR over 36 months

• Fixed finance at 9.9% APR over 48 months

• Fixed finance at 15.9% APR over 60, 84 or 120 months

A minimum deposit of 20% is required. We will agree the deposit amount with you before you begin the application process.

Ideal4Finance helps thousands of people secure finance for their purchases. It uses only reputable lenders and is rated ‘Excellent’ on Trustpilot.

You can apply online or directly by telephone with Ideal4Finance on 020 3617 4647, Monday to Friday, 9am to 5pm. Decisions are usually made quickly, although the final decision will be based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of a £5,000 purchase, with a 25% deposit, paid over five years at 15.9% APR:

Purchase amount: £5,000;
Deposit amount: £1,250;
Total credit: £3,750;
Interest rate: 15.9% fixed;
Loan duration: 60 months;
Monthly repayment: £88.91;
Total repayable: £5,334.66;
Total cost including deposit: £6,584.66.

Please note that this representative example provides an indication only. The exact details will be provided at the application stage.

There are risks involved in taking out a loan, and you should ensure that you can make all payments on time and in full. Failure to do so can lead to financial difficulties and may have a negative impact on your credit score.

Please speak to your local Audio T store to confirm your order details. Once you’re ready to apply, begin your application with Ideal4Finance . For help with your application, please call Ideal4Finance on 020 3617 4647, Monday to Friday, 9am to 5pm.

Audio T (UK) Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance is available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

Terms and conditions apply. Finance is available in-store only and may not be offered on all product ranges. Interest-free finance is not available during all promotions, sales or discounts. Please contact your local Audio T store for full details and to check eligibility.